MediCare Open Enrollment is October 15 through December 7

Coming into the end of the year, this is your chance to change or enroll in a MediCare Part D plan.  Part D is optional, and adds coverage of prescription medicines through a number of commercial insurance companies in conjunction with MediCare.  MediCare Part A and B continue to cover hospital and outpatient medical needs such as hospitalizations, surgeries, doctor visits, lab tests or X-Rays.

The Part D Plan Finder is an easy way to identify plans you might like based on your zip code, the medicines you take, and what pharmacies you use.

These plans generally cover generic pills, so you mainly want to look at coverage of brand name pills you take, or ones that are shots or inhaled, since these tend to be the most expensive.  Also, please feel free to ask us if less expensive but equally good medicines are an option for you.

Please, please, please remember TANSTAAFL.  There Ain't No Such Thing As A Free Lunch.  If it looks to good to be true, it is.

 MediCare Health Plans With Drug Coverage that have zero dollar deductibles and zero copays on medications are worth every penny.

AARP MediCareCompete SecureHorizons (HMO) is an HMO.  That's why it says (HMO) right next to the name.

We have found that it is nearly impossible to get tests scheduled or referrals authorized with this plan.  If you don't like "Canadian Socialist health care", don't pick this plan.  If you want a zero deductible/zero copay plan and don't mind waiting over 3 months to get an MRI authorized for your knee pain, this is the plan for you.

However, this is not the plan for us.  We will not accept or keep patients who carry this plan.  It is simply too time-consuming and aggravating to get necessary care for our patients with it.