PBM's are middlemen that obtain contracts with pharmaceutical manufacturers ("drug companies") for discount prices on large sales volumes for the insurance companies. In theory, this is supposed to be a win-win situation for everyone. The insurance companies save money on cost of medications, they incentivize you to participate by lowering the out-of-pocket cost of your pills, and otherwise pass on the savings to you.
Of course, you could reasonable ask why your premiums keep going up, but that's a topic for another time. You might also ask what that's doing to your friendly and trustworthy local pharmacist, but I guess the idea is that it's a tough old world out there.
If you want to use your PBM, and would like our help in making it work for you as smoothly as possible,
- They will usually send you a renewal form for each of your medicines when your yearly prescription is up.
- Please let us use these for renewals. Using hand written prescriptions for renewing already existing prescriptions is very confusing to them.
- PLEASE, PLEASE USE YOUR LOCAL PHARMACY FIRST FOR NEW MEDICINES OR FOR CHANGES IN DOSES ON MEDICINES!
- It's not unusual to start or change a medicine, only to find that you have to switch to something else because of side-effects, or that you have to make another change in dose at the follow-up visit.
- Because of this, it's a good idea to make sure that the medicine and it's dosage is right for you before getting 3 months worth for a year!
- Yes, we know it's cheaper to do mail order.
- Yes, we know a few dollars is a lot of money these days, especially if you are on a fixed income.
- The problem is that serial mail-in prescriptions reflecting changes in medications and/or dose changes can lead to confusion as to your medications.
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